MEET OUR TEAM
Jacy Pool
Loan Officer
NMLS: 1456505
With over 7 years of experience as a Mortgage Loan Officer, Magic Valley native Jacy Pool consistently ranks among the top lenders in her area.
Jacy has experience with all types of home buyers. First time home buyers rave about her clear communication, flexibility and attention to detail. Those traits are what bring clients back for their next home loan needs or when purchasing investment properties.
Jacy's experience makes her efficient and her efficiency leads to elated clients and relationships.
(208) 308-9557
jacy.pool@pmrloans.com
How do I qualify for a mortgage?
To qualify for a mortgage, you need to meet certain criteria such as a good credit score, stable employment history, sufficient income to cover monthly mortgage payments, and a down payment.
What is a fixed-rate mortgage?
A fixed-rate mortgage is a type of mortgage where the interest rate remains the same for the entire term of the loan. This type of mortgage provides borrowers with a predictable and stable monthly payment.
What is an adjustable-rate mortgage?
An adjustable-rate mortgage (ARM) is a type of mortgage where the interest rate may change periodically over the term of the loan based on market conditions. The monthly payment can vary, making it more risky for borrowers.
How much can I borrow for a mortgage?
The amount you can borrow for a mortgage depends on various factors such as your credit score, income, debt-to-income ratio, down payment, and the value of the property.
What is a pre-approval for a mortgage?
A pre-approval is a process where a lender evaluates your creditworthiness and financial situation to determine how much you can borrow for a mortgage. It provides you with a clear understanding of your budget and helps you shop for homes within your price range.
Get in Touch
Looking to discuss your mortgage options? We're here to help! Simply leave us a message and we'll get back to you as soon as possible.
Home Loans with Jacy
175 Blues lakes Blvd N, Twin Falls ID
jacy.pool@pmrloans.com
(208) 308 9557